Some of the insurance companies we work with
If you’re over 50, you’re already likely to pay less for car insurance than younger drivers. But why stop there? With Parkers Compare, you can find even better deals tailored for drivers like you. Call us on 0330 022 3489 for a quote over the phone
Do you need a renewal quote?
Don’t auto renew, in other words, don’t allow your current car insurance policy to automatically renew because you might not be getting the best deal.
Don’t leave it until a few days before your car insurance anniversary to start looking for a good deal, data shows you’ll get cheaper insurance quotes around 3 weeks before your renewal date. Simply complete our online form, pop in your car registration and review the range of deals on offer. Not only that, we’ll automatically search for insurance quotes next year and remind you with plenty of time in hand to organise your insurance, taking advantage of the most competitive prices available.
Why compare car insurance quotes with us?
Insurers will assess risk differently, so comparing the market is the best way to find great insurance cover that suits your needs. Getting a quote online with mustard takes around 5 minutes, why not start right away and see if you can save!
What Exactly Is Covered by Over 50s Car Insurance?
Your coverage will depend on the type of policy you choose. Over 50s car insurance is typically divided into three categories:
Fully Comprehensive
Provides the most extensive coverage, protecting both you and others in the event of an accident, regardless of fault.
Third-Party, Fire and Theft (TPFT)
Covers damage to other vehicles and property, as well as your car if it’s stolen or damaged by fire.
Third-Party Only (TPO)
The minimum level of cover required by law, TPO only covers damage to other people and their property, leaving you responsible for your own vehicle’s repairs.
While third party only is the least expensive option, fully comprehensive policies often provide better value and are not always the most costly. Comparing quotes is the best way to find the right balance of cost and coverage.
What Information Do I Need to Get a Quote?
To get a quote from Parkers Compare, you’ll need to provide details such as your age, location, driving history, and the type of car you drive. Factors like where you park your vehicle and any security features you’ve installed can also impact your quote.
Your answers can have an impact on the price of your premium so it’s vital to answer them as accurately as you can.
Over 50s Car Insurance FAQs
Do I Need a Medical Examination for Over 50s Car Insurance?
For the most part, you won’t need a medical examination to get over 50s car insurance, but you must be fit to drive. Some medical conditions may affect your coverage, and it’s important to notify the DVLA if you have any notifiable conditions. Failure to do so could result in a fine.
Start comparing over 50s car insurance quotes now with Parkers Compare. Click the ‘Get a Quote’ button to begin.
How Is Over 50s Car Insurance Calculated?
Car insurance for over 50s is determined by several factors, including your age, vehicle type, driving history, and no-claims bonus status. Insurers also consider how secure your car is and your average annual mileage.
Why Might Over 50s Pay More for Car Insurance?
Over 50s might face higher premiums for the same reasons as other drivers, such as having points on their license, limited no-claims bonuses, or recent driving tests. Cancelling your policy early can also lead to higher costs.
Should I Choose a Specialist Over 50s Car Insurance Provider?
While specialist providers might offer tailored packages for older drivers, comparing quotes from a range of insurers can help you find the best deal. Parkers Compare gives you the tools to make an informed choice.
Is Car Insurance Cheaper for Over 50s?
Once you hit 50, your car insurance premiums often start to drop. This is because insurers view over 50s as experienced drivers who are less likely to make claims, often with substantial no-claims bonuses to their name. At Parkers Compare, we help you find the best car insurance deals by partnering with leading UK providers. Check our comparisons today and see how much you could save.