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Looking for car insurance quotes? You've come to the right place. Our comparison platform swiftly searches through a panel of top insurers to show you a range of policies, helping you find a deal that suits you.
How Can I Get Cheap Car Insurance?
How Can I Get Cheap Car Insurance?
Save hundreds of pounds by comparing quotes across the market. At Parkers Compare, we search prices from top UK insurance providers to help you find the coverage you need at a budget that fits you.
Here are our top tips for saving on your car insurance:
- Pay Upfront: Avoid monthly interest charges.
- Keep Your Car Secure: Use alarms or garages.
- Raise Your Excess: A higher voluntary excess can lower premiums.
- Shop Around: Don’t settle for the first quote.
- Avoid Modifications: They often increase premiums.
- Consider Your Coverage Needs: Only pay for necessary add-ons.
- Build Your No-Claims Bonus: Drive safely and avoid claims.
- Choose a Car in a Low Insurance Group: Smaller engines and cheaper parts reduce costs.
- Drive Fewer Miles: Less driving reduces risk.
Young drivers can save by opting for a telematics policy, taking an advanced driving course, or adding a named driver.
Tailored for You
We aim to help everyone find the cheapest car insurance. All quotes can be personalised to your specific needs.
Types of Car Insurance
Car insurance covers damages if you're involved in an accident. Here's a breakdown of the types available:
Fully Comprehensive
Provides the most extensive coverage, protecting both you and others in the event of an accident, regardless of fault.
Third Party Fire and Theft (TPFT)
Covers damage to other vehicles and property, as well as your car if it’s stolen or damaged by fire.
Third Party Only (TPO)
The minimum level of cover required by law, TPO only covers damage to other people and their property, leaving you responsible for your own vehicle’s repairs.
While third party only is the least expensive option, fully comprehensive policies often provide better value and are not always the most costly. Comparing quotes is the best way to find the right balance of cost and coverage.
What Details Do I Need to Get a Quote?
You’ll need to provide information such as:
- Age
- Job
- Driving licence number
- Address and overnight car location
- Car usage
- Annual mileage
- Car modifications
Accurate details ensure the best quotes. If switching insurers, you may need to show your claims history.
Your answers can have an impact on the price of your premium so it’s vital to answer them as accurately as you can.
Car Insurance Advice and FAQs
How Can I Reduce the Cost of My Car Insurance?
Compare quotes to avoid overpaying. Additionally:
- Increase Voluntary Excess: Lowers your premium but ensure it’s affordable.
- Choose Your Car Wisely: Powerful cars cost more to insure.
- Build a No Claims Bonus: Each claim-free year can significantly reduce costs.
- Secure Your Car: Garages or alarms help lower premiums.
- Consider Telematics: Monitors and rewards safe driving.
- Add a Named Driver: A more experienced driver can lower premiums.
- Accurate Mileage: Prevent overestimation.
Checking if Your Car is Insured
Use the Ask MID service to verify if your car is insured. For provider details, check bank statements or email correspondence.
Need a Renewal Quote?
Don’t auto-renew your current policy. Data shows you can get cheaper quotes about 3 weeks before your renewal date. Use our quick comparison service to find the best deal without the hassle. Complete our online form with your car registration and review the offers. We’ll even remind you next year, ensuring you always get the most competitive prices.
Why Compare Car Insurance Quotes with Us?
Insurers assess risk differently, so comparing the market is the best way to find great cover that suits your needs. Getting a quote online with Parkers Compare takes around 5 minutes. Start now and see how much you can save!
